We passed the stem wall inspection and moved right into back-fill. Ended up having to put in a retaining wall which we were hoping we wouldnt have to spend the money. After we cut for Final grade around the house and back-filled, the best option was to go with the wall. We will post pictures of that when its done. The lumber arrived a few days later and sat over the four day weekend. To our suprise the framers were working on the house on Memorial Day. Very nice crew, and efficient! We are still waiting to hit 4th gear, but now that wood is going in we are getting very excited.